Marital status and other factors can affect car insurance

Your driving record and habits factor into your premiums, but many insurers also use a variety of other data, like your marital status and a version of your credit score, to set your rate.

Average quotes for a widowed driver obtained from five insurers — Geico, Farmers, Progressive, Nationwide and Liberty Mutual — were higher than for a married driver, ranging from 3 percent more (Nationwide) to 29 percent more (Geico). State Farm was the only insurer that did not quote higher premiums for a widow in any of the markets. The company’s quotes in a given city were the same, regardless of the driver’s marital status.

To read the entire New York Times article, visit this link: http://www.nytimes.com/2015/08/08/your-money/factors-unrelated-to-driving-can-affect-car-insurance

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